Understanding what Medicare benefits are available can be confusing. It is confusing for most people because there are different parts of Medicare. The different parts of Medicare have different benefits. With so many parts and benefits, it’s hard to understand and without the proper information, many people don’t get the care they need. It’s hard to ask for something if it’s not known to be available.
Medical care is expensive. Most Medicare members want to use their Medicare benefits to help pay most of the bill. With a little time and a few questions, members can understand what Medicare benefits are available to them with part A.
Medicare Part A Benefits Simply Explained
One of the first parts of Medicare that is granted to people is Medicare part A. The Medicare benefits that are listed under part A are important. Medicare part A is known as hospital insurance. Those that have Medicare part A will have coverage for the following:
There are a few other benefits that Medicare part A gives. This is a list of services that many are happy can be paid through Medicare but most don’t know what it all means.
Medicare Benefits Made Simple
While it’s easy to list what Medicare benefits are covered under part A, it’s a little harder to understand what each of those things mean.
Inpatient Care in Hospitals- Staying in a hospital can be very expensive. Those that have Medicare part A don’t have to worry about paying thousands of dollars for an entire hospital stay though. When a person with Medicare part A has been admitted into a hospital, the following things are covered:
These things make up the bulk of hospital bills so Medicare part A pays for a huge part of the bill.
Inpatient Care in Skilled Nursing Facilities- If someone is admitted into a skilled nursing facility for care, it’s important they understand how much is paid by whom and when it is to be paid. If a member is required to stay in a skilled nursing facility the following is paid for:
There are many other things that are covered but most importantly, there is a way these things are paid.
Those that are admitted into these facilities don’t have to pay any of the bills that cover the first 20 days. From day 21 to day 100 of being admitted, Medicare part A members will have to pay a co-insurance. From day 101 until discharge, members are responsible for 100% of the costs in the facility.
Hospice Care- If a Medicare member is ever certified by a doctor as being terminally ill and having 6 months or less of life left, hospice care is one of the Medicare benefits that are available. Coverage under hospice care includes:
While these are some of the benefits of having hospice coverage under Medicare, the coverage includes much more.
Home Health Services- Medicare members that are homebound, home health services are a necessity. This is the benefit that helps pay for:
These services must be necessary and the member must have a doctor certify certain medical facts.
Medicare part A can be confusing but with the right explanation of benefits, it can open doors for many sick members. The Medicare benefits from part A are a relief to those that need it.