Every family is used to a certain way of life and a certain lifestyle and most families are not eager to cut those things out of their life. Saving money isn’t always taking away the pleasures in life. There are many things that people are able to enjoy on a budget. Many times, there are less expensive ways to enjoy things in life. A family that is serious about saving money should always look for alternative ways to enjoy the things they like.
Less Obvious Money Saving Ideas
Of all the things families enjoy, there are some things that could be taken away and not missed. Many of these things are bought or paid for because of habit and not real want or need. These are the things that can be taken away and not missed. When these things are taken people save a lot of money over time.
Magazines: Most people read magazines when they have time to sit for a moment. There are very few people that have to have a magazine read from cover to cover for their job each day. If it’s not an important factor in life, stop buying them. There are some people that pay as much as $20 per month for magazines at the store and they don’t read the magazines entirely because they only wanted to read one or two stories.
Cosmetics/Skin Care: The cosmetic industry is a multibillion dollar industry for a reason. Many of these companies sell the same product under different names. What makes this industry so big is that it sells confidence in a bottle. Most people feel good about themselves when they have a great complexion, a specific fragrance on or a certain brand of makeup. All these things are expensive and cost people a lot of money over time. Not everything is a necessary expense when it comes to a beauty routine. For those that spend a lot of money on their personal care, it’s time to look at what is used and what sits and collects dust.
Most people have a collection of perfumes and colognes. It’s time to stop buying until the collection is gone. Many men and women have a collection of makeup in their home. Don’t buy anything else until it has all been used. While it’s important to have clean skin, it’s not important to have 7 types of cold creams and cleaning creams. Don’t buy anything else until what is already in the home has been used completely.
While some people think these items aren’t expensive, the costs add up over time. Spending $30 a month on items that are not being used and are not necessary can add up to $360 each year being wasted. It doesn’t seem like a lot to most but it does make a difference to those that need to add money to their retirement savings or those that want to pay off debts. Instead of allowing the little things to continue to add up, it’s time to stop paying for those little things.